Every time a Spaniard steps into a supermarket, he or she spends an average of 32 minutes in the establishment, a very valuable time if we take into account the few free hours left after the work day. And as the paleoanthropologist Juan Luis Arsuaga said in a phrase for posterity: “Life cannot be about working all week and going to the supermarket on Saturday.” Perhaps that is why people want to make the trip to the supermarket as quick as possible, something that is achieved by avoiding rush hour and the endless queues at the time of payment. That is precisely what, in theory, is promised to be achieved with self-checkouts, the terminals that are increasingly present in more shops (not just food stores) and large stores. The intention is to automate the payment process so that it is the customer who makes the purchase who performs a function until now attributed to the checkout staff, charging for the products and putting them in bags. Implemented for several years in many points of sale, the growth of this form of payment is continuous. A system still under construction that is not exempt from criticism among those who continue to seek personalized or even more human and close treatment. More information «The integration of new technologies in physical stores, such as the particular case of self-checkouts, cannot be understood in isolation, but within a global process of digital transformation,» says María José Sanzo Pérez, professor of Marketing and Market Research at the University of Oviedo. This transformation affects everything, including customers' consumption habits. However, a study published by the Bank of Spain in 2023 concluded that last year 65% of the population used cash on a daily basis, and for 60% it continued to be the main or most common means of payment for making purchases in physical stores in Spain. However, age is a relevant factor: cash is the most common means of payment for 76% of those over 65 years of age, but only 36% of young people between 25 and 34 years of age use it for most of their purchases. Self-checkouts often accept cash, but users who do not pay by card are unlikely to use these terminals, which can be more complex to use than going through a traditional checkout. In this regard, Manuel Zaplana Llinares, Social Director of Branding and Retail, highlights a challenge for companies that introduce self-checkout: “The acculturation of certain consumer segments towards this form of payment. They already experienced this in the banking sector when they tried to make customers more self-sufficient by using ATMs, and while many users have seen it as a more agile way of carrying out their transactions, for others it has been a barrier.” And he recalls that in physical stores “a large part of the consumer experience and, therefore, of loyalty, falls on the people who serve them, so the implementation of self-checkout carries a risk of losing loyalty from a certain segment of customers.”

The problem of theft and other challenges
On the other hand, the great advantage for companies is obvious: investing in these terminals could allow them to reduce the number of cashiers. The downside? Self-checkouts are equipped with cutting-edge technology, but the problem of theft has not yet been solved. According to data from the Barometer of Theft in Commercial Distribution, carried out by NIQ and the Association of Manufacturers and Consumers (AECOC) and presented in November 2023, “56% of companies admit that theft at self-checkouts is greater”. This is the opinion of Professor of Innovation at IE University Enrique Dans when referring to the “failure” of self-checkout: “In general, the fear of theft in distribution chains is leading to the implementation of multiple controls that lead the user to feel as if they were a usual suspect, forced to carry out multiple absurd operations ('deposit the item on the platform, don't touch it, oh my god, you've touched it, now call an employee!') that act as friction points in the process”. The “honourable exceptions” that, according to Dans, do work today are because they have been able to carry out “a maximum simplification of the process, because what the user wants is to carry out the operation as quickly as possible and without obstacles, given that they are supposedly saving costs for the establishment, and each additional point of friction is an indication of a poorly planned process”. The learning curve behind the terminals is another challenge for companies that can lose the opportunity to convince consumers if using the checkouts is too complex: “If the first few times they try to use these self-checkout points the user encounters problems, feels like they are being monitored in case they are a thief, and ends up feeling like they are stupid, it is very difficult to get them to try again”, adds Dans. Sanzo agrees with this reflection when he points out that poorly implemented self-checkout not only does not improve the customer experience, but can worsen it “because you have to keep queuing, the process is sometimes not intuitive, the machines are sensitive to how the product is placed, some products, such as fresh products, have to be weighed beforehand, sometimes the signal is not heard and the product is scanned several times, if something does not work you have to find an employee…”. The chat with the shopkeeper died as small businesses disappeared from the cities, so improvised conversations with checkout employees can be that loophole for those who are not in a hurry and prefer a less automated shopping experience. On the other side of the scale are those who find added value in immediacy, two ways of consuming that converge in hybrid spaces (the so-called phygital store).